Fri. Nov 8th, 2024


The Western Union Company (NYSE:WU) Q3 2024 Results Conference Call October 23, 2024 4:30 PM ET

Company Participants

Tom Hadley – Vice President of Investor Relations
Devin McGranahan – Chief Executive Officer
Matt Cagwin – Chief Financial Officer

Conference Call Participants

Jason Kupferberg – Bank of America
Tien-Tsin Huang – JPMorgan
Darrin Peller – Wolfe Research
Andrew Schmidt – Citi
Ken Suchoski – Autonomous
Rufus Hone – BMO
Tim Chiodo – UBS
Ramsey El-Assal – Barclays
Bryan Keane – Deutsche Bank

Operator

Good day, and welcome to the Western Union Third Quarter 2024 Results Conference Call. All participants will be in listen-only mode. After today’s presentation, there will be an opportunity to ask questions. Please note that this event is being recorded.

I would now like to turn the conference over to Tom Hadley, Vice President of Investor Relations. Tom, please go ahead.

Tom Hadley

Thank you. On today’s call, we will discuss the Company’s third quarter 2024 results, and then we will take your questions. The slides that accompany this call and webcast can be found at westernunion.com under the Investor Relations tab and will remain available after the call. Additional operational statistics have been provided in supplemental tables with our press release.

Joining me on the call today is our CEO, Devin McGranahan, and our CFO, Matt Cagwin. Today’s call is being recorded, and our comments include forward-looking statements. Please refer to the cautionary language in the earnings release and in Western Union’s filings with the Securities and Exchange Commission, including the 2023 Form 10-K for additional information concerning factors that could cause actual results to differ materially from forward-looking statements.

During the call, we will discuss some items that do not conform to generally accepted accounting principles. We have reconciled those items to the most comparable GAAP measures in



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